your future insurance broker. Nice to meet you.
Our family owns a Massage Envy franchise and an insurance brokerage. We know both.
One of five ME approved brokers.
Access to all ME approved insurance programs.
Over 40 years of insurance experience.
We know the business from the inside out.
how you win with L&J
L&J was founded in 1985 by Mike’s parents and Hannah’s grandparents. Today, the father-daughter duo are co-owners of the brokerage.
We came to Massage Envy through Steve Karson, Mike's brother and Hannah's uncle, who approached us with questions about the Sexual Misconduct and Molestation Liability (SML) program for our family’s Massage Envy franchise. We were eager to apply our brokerage’s 40 years of insurance experience to learn how the Beazley SML program worked. Mike even traveled to London to get to know the program and the people behind it. Today, we place and service Beazley SML and Coverys PL policies for ME franchise owners in multiple states. We're proud that our family's franchise was our first client, and that many others have trusted us since.
In insurance, as in any business, relationships matter. Ours help make sure your story is heard by the people who matter.